Fixed Term Life Insurance
This product provides you with a fixed lump sum payment should you die within a specified period and is built around your exact needs of both you and your family.
Mortgage Life Insurance
Here you’ll receive a lump sum payment should you die within a specified period. The amount that you’re covered for will be reduced in line with the balance of your repayment mortgage.
Critical Illness Cover
Critical Illness Cover gives you a tax-free lump sum payment or monthly benefit if you’re diagnosed with a specified critical illness. It can be included with Family Income Benefit, Fixed Term Life
Insurance and Mortgage Life Insurance policies.
With Income Protection you’ll receive a tax free monthly benefit of a proportion of your pre-tax or gross income, including bonuses and commission, if you’re unable to earn due to an illness or injury.
You can choose whether payments continue up
to retirement age or stop after a specified period.
Family Income Benefit
This product pays a tax free monthly benefit to your chosen beneficiary should you die within a specified period. Family income benefit is designed to replace the income of a family member who dies so
that the rest of the family still has enough
money for the things it needs such as school fees.
Whole of Life
“Whole of Life” insurance pays out regardless of how old you are when you die. Unlike term insurance, which only pays out within a specified period, whole of life guarantees a lump sum is paid on death,
even if you live to be over 100 years old.
Whole of Life cover is commonly used as protection against Inheritance Tax liabilities